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A Smart Way to Invest for Your Future
Everyone has financial goals. Maybe you want to accumulate enough cash to start your own business. You might be looking to save money to help finance your child's college education. You may be saving for a comfortable retirement. Or you might just want the added security that comes from having several months' living expenses set aside.
Whatever your financial goals are, you are more likely to accomplish them if you start investing today.
That's where mutual funds come in
Mutual funds are entities that pool together money from many investors to invest in securities. The pooled assets are invested by professional managers who buy and sell securities on behalf of the funds.
Mutual funds come in many different varieties - each with a distinct set of risk and return characteristics. No matter what your goals are, there are funds that can help you achieve them. And mutual funds are easy to buy, sell, trade and monitor. (Please keep in mind that any sale or exchange may generate a tax liability.) You may be able to check your fund's performance daily in the newspaper or on the funds website. For many of these reasons, mutual funds have become one of the most popular investment vehicles ever, with 91.2 million investors1 holding over $7.41 trillion in assets.2 A number of these investors seek the advice and guidance of financial professionals to help them build portfolios that meet their needs.
We know how important mutual funds can be in meeting your financial goals. The RS family of mutual funds offers a variety of professionally managed funds to fit your investment needs and risk tolerance. We also want you to understand mutual funds in a broader context - how they work, what they offer, what risks and expenses they may entail. For that reason, we offer this basic introduction to mutual funds, a guide intended to help inform and educate you about the key features and benefits of these flexible investment vehicles.
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