RS Investments: Distribution Plan

RS Investments Distribution Plan

An informational Web site has been created to assist accountholders in their understanding of the settlement between the Securities and Exchange Commission (the "Commission"), and RS Investment Management, Inc. Please visit the RS Investments Settlement Web site for additional information.

You should read the current RS Funds' Prospectus before investing. The RS Funds' Statement of Additional Information provides information about the Funds that may not be contained in the Prospectus.

RS Funds are sold by prospectus only. You should carefully consider the investment objectives, risks, charges and expenses of the RS Funds before making an investment decision. The prospectus contains this and other important information. Please read it carefully before investing or sending money. To obtain a printed copy, please call 800-766-FUND.

If you are an existing shareholder and would like a copy of the prospectus or need to contact RS Investments call 1-800-766-FUND [3863]. If you are interested in learning more about and how to invest with RS contact your financial professional. Why Work with an Investment Professional?

Distributed by: Guardian Investor Services LLC, 7 Hanover Square, New York, NY 10004.

RS is an independent subsidiary of Guardian Investor Services LLC. Guardian Investor Services LLC (GIS), is a registered broker-dealer, registered investment advisor, and a wholly owned subsidiary of the Guardian Life Insurance Company of America.

Not A Deposit/Not FDIC or NCUA Insured/May Lose Value/No Bank or Credit Union Guarantee

GIS is a member: FINRA, SIPC.

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